A Few Words
Protect Your Farm With The Farm-Guard® Policy
Thank you for considering the Farm-Guard® liability insurance policy. This web page will help you make an informed decision about the insurance coverages we offer and the coverages you need.
The Farm-Guard® protects the members of your household against financial disaster from accidents or injuries occurring on your farm — whether you’re a farm owner or tenant.
The policy provides a broad range of standard coverages as well as a variety of optional coverages to customize protection to fit your farming operation.
Property damage protection for accidental spray drifts of farm chemicals when applied by any means other than aircraft.
Contractual liability relating to the farming operations, goods or products or residence premises.
Pollution coverage for losses caused by windstorm, accidental collision, overturn or breakage.
Available Premium Credits
Owner Occupied —35% reduction in premium when the landlord has leased 90% of the farm to a tenant. The landlord must not have direct control over the farm premises or any interest in the farm equipment or livestock.
Non-Occupied — 50% reduction is premium when the landlord does not live on the farm or have any direct control over the farm premises.
A 20% reduction in premium when no livestock are owned by or in the care, custody or control of the insured.
Country Home Option
Premium reduction when total acreage is under 40 acres and only incidental farming operations are conducted.